Department of Corrections employees may choose from two types of health plans: a statewide Preferred Provider Organization (PPO) plan or a Health Maintenance Organization (HMO) plan. Both types of plans are considered managed care plans and have specific provider networks employees are expected to use. Employees pay the same premium regardless of the plan chosen. If both you and your spouse are active career service state employees, you are eligible for health insurance coverage at no cost.
Preferred Provider Organization (PPO)
The State Employee's PPO plan is a self-insured health plan administered by Blue Cross Blue Shield of Florida, Inc. (BCBSF) under a contract with the State of Florida. The plan administrator is responsible for processing health claims, providing access to a Preferred Provider Care Network, and managing the customer service, utilization review and case management functions.
Health Maintenance Organizations (HMO)
Each HMO is a self-administered, prepaid health plan that provides health services to people who live or work within the HMO's service area. Since HMOs emphasize early detection and treatment of illness to reduce expensive and inconvenient hospital stays, they tend to offer a range of benefits that may include prevention health care and other services.
HMOs are not available in all areas of the state. If one is not available in the county where you either live or work, the only State sponsored health insurance option available is the State Employee's PPO plan.